Electronic Signatures Term paper

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Technical Writing

English 2311

Elizabeth Huston, Ph.D.

Mark Anthony Perez

April 28, 2001

Saturday Class

Electronic Signature technology

To: Elizabeth Huston, Ph.D.

From: Mark Anthony Perez

Date: April 28, 2001

Subject: Electronic Signature Technology

Abstract:

During our February 3 meeting, upper level management expressed concerns about not being able to deal with customer accounts online. We discussed some of the problems they encounter when trying to process transactions online. We agreed some changes needed to be made and that new technology needs to be researched for our online business transactions. An electronic signature program can provide this company with an advanced solution for handling transactions online. The electronic signature provides trust and security in e-commerce, in electronic data interchange and in the open network as a whole. It allows any recipient of an electronic data to define the sender and to check whether the data has been changed, or whether its integrity has been violated. An electronic signature, which incorporates cryptography, encryption and decryption, is important, to this business, the government, and all of us as individuals. It is time to upgrade, renew and advance our systems for this growing trend.

Introduction

During our February 3 meeting, upper level management expressed concerns about not being able to deal with customer accounts online. We discussed some of the problems they encounter when trying to process transactions online. We agreed some changes needed to be made and that new technology needs to be researched for our online business transactions. The use of electronic signatures was at the top of our list.

Many of our competitors have already built-in e-signature verification within their systems for online business and for handling their financial records. Using this innovative, high-ranking technology can significantly cut down on the time it takes to process online business. Consequently, it is urgent that we take rapid action toward the procedures required for incorporating the use of Electronic Signatures.

Proposal Solution

An electronic signature program can provide this company with an advanced solution for handling transactions online, as well as for lessening the cost of processing files through mail or long distance traveling. “The use of an e-signature is creating greater consumer confidence in online business transactions…” (Hammar, Sven), over the Internet. One of the most important elements to increasing online business, in conjunction with increasing sales, is to find which type of e-signature program to put into action.

In order to make best use of electronic commerce opportunities, a secure environment with respect to electronic signatures is needed. Several different methods exist to sign documents electronically varying from very simple methods (e.g. inserting a scanned image of a hand-written signature in a word processing document) to very advanced methods (e.g. digital signatures using ‘public-key cryptography’). The term “Electronic Signature” is currently being used, but there is currently no agreed definition for it. It is likely that different interpretations may exist behind the following definition and wording.

“The term ‘electronic signature’ means information or data in electronic form, attached to or logically associated with an electronic record, and executed or adopted by a person or an electronic agent of a person, with the intent to sign a contract, agreement, or record,” according to Jon Udell.

When digital signatures are used, the verification of the authenticity of data does not necessarily prove the identity of the signer that created the electronic signature. How does for instance the recipient of a signed document know without ambiguity who the signer is or make sure that it is the one that he claims to be? The recipient may wish to obtain more reliable information on the identity of the signer. The signer himself, issuing the recipient with satisfactory proof, can give such information. Another way is to have it confirmed by a trust service provider (e.g. an authority trusted by one or more parties).

The fallowing paragraph pertains to how a digital signature works. “The sender creates a message digest of the document he or she wants to send, and encrypts it using the private key. The message, containing the document and the ‘signature,’ is then sent to the recipient. If the sender desires privacy, the message is encrypted. The recipient applies the sender’s public key to the digital signature. He or she does this to retrieve the message digest from the digital signature that the sender created prior to sending. Next, the recipient creates a new message digest from the message received and compares that to the one that was inside the digital signature. If the two are the same, then the message was truly sent by the sender and arrived unaltered,” according to (Grant, 35).

“PKI involves the use of two cryptographic keys, one private and one public. Information encrypted with one key in the pair can only be decrypted with the other key. Private keys are generally stored on the user’s hard drive. The publicly available key is embedded in a certificate with personal details about the user. The key is easily distributed through a Web browser. Thus, PKI provides the essential services for managing certificates and encryption keys for...

Grant, Gail L., Understanding Digital Signatures. New York: McGraw-Hill, 1998

Hammar, Sven. “PKI enables digital signatures.” Network World Oct 30, 2000
Udell, Jon. “Digital Signature Laws.” Byte 22 Dec 2000. 5 March 2001 http://www.Byte.com
Works Consorted
Arar, Yardena. Now you can sign on the digital line. PC World 18 vols. San Francisco: Dec 2000
Canter, Sheryl. “Electronic Signatures: Solutions tools & Tips for the Internet Age.” PC Magazine 2 Jan. 2001: 102-105
Marquess, Kate. “ Sign on the Dot-Corn Line.” ABA Journal Oct 2000
Misra, Sunil. “Federal law allows electronic signatures.” The American City & County Dec 2000
Singh, Simon. The Code Book: The Evolution of Secrecy from Mary Queen of Scots to Quantum Cryptography. New York: Doubleday, 1999

“Bill Pertaining to Digital Signatures and Authentication in the lO6~ Congress.” Tech Law Journal http://techlawjournal.com/cong106/digsig/Default.ttm ( 5 Apr. 2001).
Works Cited
Grant, Gail L., Understanding Digital Signatures. New York: McGraw-Hill, 1998

Hammar, Sven. “PKI enables digital signatures.” Network World Oct 30, 2000
Udell, Jon. “Digital Signature Laws.” Byte 22 Dec 2000. 5 March 2001 http://www.Byte.com
Works Consorted
Arar, Yardena. Now you can sign on the digital line. PC World 18 vols. San Francisco: Dec 2000
Canter, Sheryl. “Electronic Signatures: Solutions tools & Tips for the Internet Age.” PC Magazine 2 Jan. 2001: 102-105
Marquess, Kate. “ Sign on the Dot-Corn Line.” ABA Journal Oct 2000
Misra, Sunil. “Federal law allows electronic signatures.” The American City & County Dec 2000
Singh, Simon. The Code Book: The Evolution of Secrecy from Mary Queen of Scots to Quantum Cryptography. New York: Doubleday, 1999

“Bill Pertaining to Digital Signatures and Authentication in the lO6~ Congress.” Tech Law Journal http://techlawjournal.com/cong106/digsig/Default.ttm ( 5 Apr. 2001).
Works Cited
Grant, Gail L., Understanding Digital Signatures. New York: McGraw-Hill, 1998

Hammar, Sven. “PKI enables digital signatures.” Network World Oct 30, 2000
Udell, Jon. “Digital Signature Laws.” Byte 22 Dec 2000. 5 March 2001 http://www.Byte.com
Works Consorted
Arar, Yardena. Now you can sign on the digital line. PC World 18 vols. San Francisco: Dec 2000
Canter, Sheryl. “Electronic Signatures: Solutions tools & Tips for the Internet Age.” PC Magazine 2 Jan. 2001: 102-105
Marquess, Kate. “ Sign on the Dot-Corn Line.” ABA Journal Oct 2000
Misra, Sunil. “Federal law allows electronic signatures.” The American City & County Dec 2000
Singh, Simon. The Code Book: The Evolution of Secrecy from Mary Queen of Scots to Quantum Cryptography. New York: Doubleday, 1999

“Bill Pertaining to Digital Signatures and Authentication in the lO6~ Congress.” Tech Law Journal http://techlawjournal.com/cong106/digsig/Default.ttm ( 5 Apr. 2001). You should cite this paper as follows:

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