Medical Insurance Essay

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MEDICAL INSURANCE IS NON-BENIFICIAL

The initial idea of medical insurance should have been a good idea as a way of

helping Americans afford medical bills in a case of emergency or just routine physicals

and check-ups. A lot of lower class Americans could not afford the treatment and would

therefore go without medical attention in both of these cases. In cases of emergency, they

would usually be put in to collection because they could not pay the bills after the

treatment. The government decided to set a plan to have humans insured, just like

automobiles, to supposedly make medical treatment available to all people - high, middle,

or low class. This should have been a good idea...however, I believe that it has only made

things less affordable.

By making this plan for insurance on human health, the insurance agencies are

making trillions upon trillions of dollars on people who would usually skip going to the

doctor for a common cold. Initially, the insurance policies were made to help in

emergency situations for people who had a broken a leg, or had to have major surgery and

could not afford the price of high-technology treatment. The insurance would have made

the customer pay about fifty dollars a month out of they’re hard-earned money whether

they were going to use it or not, for medical treatment. Still, the insurance did not cover

all of the expenses even though the customer is shelling out thousands of dollars,

sometimes for nothing. It is just another way for a large...

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